How to Create and Verify Paypal Without Credit Card | wikipedia555

How-to-Create-Paypal-wikipedia555
There is good news for you who are currently experiencing difficulties when verifying PayPal for reasons not have a credit card, which now you can breathe, because there is a method or how to verify the latest paypal is by debit card or through a bank account, without having to mess around buy VCC ( Virtual Credit Card) or create a new credit card.

Unfortunately not all debit cards from Banks in Indonesia support for PayPal verification, but only debit cards from CIMB Niaga bank alone which currently supports PayPal verification feature. The feature I mean is Octopay.

Briefly Octopay is a service to create VCC from CIMB Niaga with data that match our real identity. So practically Octopay is not like the VCC in general that is anonymous, because the VCC Octopay there is our original identity, starting from the name and address.

Maybe we just go in the main discussion, so that more easily understood I will explain it in two parts:


  • How to Make PayPal
  • How to Verify PayPal with Octopay


Here I will explain how to make paypal and simultaneously how to verify paypal without credit card because we will try to use CIMB Niaga Octopay as a tool of verification.

How to Make Paypal


Previously I explain first, what is Paypal? understanding paypal is a virtual payment tool with a very high level of security, so do not be surprised if many online businesses use PayPal as their primary payment tool when making online transactions.

To make paypal, you just need a computer with internet connectivity and one email account. If both
conditions are met, then you are ready to create a new paypal account.


1. Go to PayPal's official website
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Please open the PayPal site and proceed by clicking the Sign Up button located in the top right corner of the screen.

2. Choose your PayPal account type 
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For online business I suggest to choose temporary business account type for you who just want to buy goods using PayPal, please use personal account type.

3. Enter your email account 
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Keep the data on PayPal that you will create the same data existing in the email account that you use for PayPal list.

The next step does not seem to need an explanation, because it is not too difficult, where you just need to verify email and fill out the registration form PayPal account in accordance with the data in the ID card.

How to Verify PayPal with Octopay

Before entering the PayPal verification process using VCC from Octopay, we must first list the new savings at Bank CIMB Niaga branch. For the process to get it I will explain briefly.


  1. Visit the nearest Bank CIMB Niaga branch office for a list of savings accounts.
  2. Choose the type of savings CIMB Niaga Syariah because for initial deposit is fairly cheap, only Rp 200,000
  3. Registration eBanking and wait 1 business day, then then list Octopay Account.
  4. Go to OctoPay CIMB Niaga Apps Facebook page.
  5. Register again in the Octopay Facebook app
  6. Use the app to generate VCN (Virtual Card Number)
  7. Next please you use the VCN to verify in PayPal account


In the verification process will be 4 digit PayPal code will be sent to our account eBanking, so to see it please you open CIMB Click (ebanking service from CIMB Niaga).

Actually VCN from CIMB Niaga Octopay can we use for various purposes, for example to make the process of purchasing app in PlayStore, iTunes Store and even also to buy hosting and domain at Godaddy, Hawkhost, Stablehost, Bluehost and DigitalOcean.

FAQ About CIMB Niaga Octopay

It seems that information about CIMB Niaga Octopay has not been so much if we do a search on Google, for that here I want to make some questions that you might ask about CIMB Niaga Octopay.


  • What is the initial deposit to open CIMB Niaga Savings? 

          For the type of saving sharia only 200 thousand only.


  • How long is VCN's validity / lifetime from Octopay? 

          24 hours / 1 day.


  • If in 1 day VCC balance is not exhausted whether it will be forfeited? 

          No, funds will be credited back to your debit savings account.


  • What is CIMB Niaga Syariah eBanking facility? 

          There, the name is CIMB Clicks

If you have other questions about How to Make PayPal more precisely about How to Verify Paypal with VCC Octopay, please ask your question through the comment field below.

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